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Financial Aid Award


The financial aid TitanConnect award contains a list of the financial aid sources that you qualify for based on the information submitted on the FAFSA. This aid is outlined to demonstrate how transfer students may qualify to cover the cost of a UDM education.

Scholarships & Grants - these funds are free and do not have to be paid back.

Loans - these funds must be paid back.

Federal Work-study - these funds are linked to a work program. Students who qualify, may work on campus, or at select off campus locations in between classes and earn work-study funds.  The earnings are not automatically applied toward the student's outstanding charges. However, students can work to earn these funds and apply them toward their bill and may elect to have a payroll deduction directly to their account.

First Five (5) Steps

Our transfer award packages are very generous and they are customized to fit each student's financial situation. Below you will find the first five (5) steps to paying for your UDM education.

  1. Review the 2015-16 Cost of Attendance and determine your cost for the year. Please plan ahead for books and supplies. UDM does not issue book vouchers.
  2. Review your 2015-2016 TitanConnect financial aid award which is accessible from your TitanConnect account.  It outlines the financial aid funds that you qualify for, based on the FAFSA. These funds are to help you pay your cost.
  3. Review the 2015-2016 UDM Financing Options which summarizes the different loan programs found on the TitanConnect financial aid award. It also summarizes our 10 month interest-free payment plan option.
  4. Determine if you have any out of pocket cost.
  5. Now that you have determined the financial aid sources that you would like to use, please select "accept" or "decline" button for each source listed on your TitanConnect Award Screen.  You also have the opportunity to select an amount less than the total offered.

Accessing Your Financial Aid Award in TitanConnect

Note: See the "What Happens Next" section for instructions regarding the Stafford loan.


Cost of Attendance - not necessarily the amount you will have to pay to attend UDM, but an estimate of possible expenses.  Actual costs will vary by student.

Expected Family Contribution (EFC)- calculated from the information reported on the FAFSA.  This does not reflect the amount you will have to pay out of pocket.  The EFC will be used along with the cost of attendance to determine how much "need based" aid you will qualify for.

Initial Need -  Cost of Attendance minus Expected Family Contribution equal the Initial Need.

Outside Resources -  funds received from outside sources to help pay educational expenses.  These are funds not processed by financial aid, but payments negotiated through the Student Accounting Office.  Typically, these represent payments from employers, tuition payment plans, etc.

Need - Cost of Attendance minus Expected Family Contribution, minus Outside Resources equal Need.

Status - the student classification that this aid level applies to

Fall 2015 - September through December aid to help pay Fall 2015 costs

Winter 2016 - January through April aid to help pay Winter 2016 costs

Summer 2016 - May through August aid to help pay Summer 2016 costs

Total - total amount of aid to help pay Fall, Winter and/or Summer costs

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