Did You Know?

• The Human Resources and Payroll department have provided this informational web-site to give you convenient access to Benefits information and forms.
• To received the Health Care Credit (HCC) every year you must re-enroll and submit documentation indicating that you have creditable coverage through someone else’s plan;
• The Flexible Spending Account is based on a calendar year,(January to December) and if you “don’t use it” you “lose it”;
• Benefit changes due to a “qualifying event” must be done within 30 days of the occurrence; e.g., marriage, loss of coverage, divorce, etc.;
• BCBSM and HAP will automatically terminate a dependent child at age 19, unless you notify the Human Resources department that he/she meets the dependent eligibility requirements to remain on your coverage;
• If you are married that you are required to complete a “Spousal Coordination” form. Also, if your spouse is working that he/she is required to have medical coverage through their employer if offered and does not cost more than $2100 a year for single coverage;
• If you are age 50 or older that you are eligible for a higher TIAA-CREF limit and that you must complete a new Salary Reduction form each year;
• The spouse and/or dependent of an employee eligible for tuition waiver can also participate in the program;
• The IRS definition of eligible “dependent child” is unmarried; child by birth, legal adoption, legal guardianship while in the employee’s custody, the child of the employee’s spouse and resides as a member of the employee’s household, one that the employee provides more than half of his/her support; and under age 24 at the end of the year;
• The University provides life insurance coverage for you at 1X your annual base salary, but you have the option to purchase more through Cigna Group Voluntary plan;
• Cigna Group offers much more than life insurance, lots of programs available;
• Direct deposit is an easy and convenient way to pay day;
• Employees with direct deposit should notify Human Resources and Payroll if bank account(s) information changes;
• The name on your pay check should match the name on your social security card.