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The UDM Scholarship and Financial Aid Office helps students to meet their educational costs through access to a combination of UDM, federal and state programs designed to make the cost of attending a private university affordable to as many people as possible.
How much assistance is a person or family eligible for? The answer depends on the difference between the cost of a college or university and the family resources that should be contributed toward that cost. The expected family contribution (EFC) is determined according to a formula developed by the Federal Government and is the same no matter which institution a person attends. The cost will vary greatly among different colleges. At UDM, complete educational costs in the 2005-2006 academic year (tuition, room & board, books and fees) are $30,980.
The EFC not only takes the family income into account, but also the total number of children in the family and the number of family members attending college and pursuing a degree at the same time. In other words, no one should assume that financial assistance to attend a private university is unavailable until the Free Application for Federal Student Aid (FAFSA) has been completed and reviewed.
UDM also awards scholarships based on academic merit without regard to financial need, although everyone receiving a merit based award is expected to complete the FAFSA.
Financial aid awards from the Federal Government and the State of Michigan are subject to a student making satisfactory progress toward earning a degree according to the details of the Satisfactory Academic Progress (SAP) policy described below. SAP requires students not only to maintain a satisfactory grade point average but also to successfully complete a minimum number of courses each academic year. SAP for financial aid may differ from academic standards for continued enrollment in each UDM college. In other words, it is possible for students to lose financial aid eligibility but remain eligible to enroll at UDM.
The most important point about financial aid eligibility is simple: the more expensive the college, the more assistance in the form of scholarships, grants, and loans is available. For most UDM students, the real cost difference between attending a private university and public university is far less than the starting tuition costs.
The outline below is written for people new to UDM. It is necessary to apply for financial aid on an annual basis several months before the start of each new academic year.
First: Apply for admission at the UDM Admissions Office. Accepted students are automatically considered for UDM scholarships based on academic merit. These are described under UDM Academic Awards.
Second: Complete and submit a Free Application for Federal Student Aid (FAFSA). On the form, request that a copy of the report be sent to University of Detroit Mercy (code 002323). Michigan residents should list University of Detroit Mercy as the first school on the FAFSA in order to be considered for a Michigan Tuition Grant or Competitive Scholarship. These programs are available only to residents attending a private college or university. Pay special attention to the questions regarding state of residence and date of residence on the FAFSA since these areas determine eligibility for programs funded by the State of Michigan.
Information about scholarships and financial aid is sent automatically to students when they first inquire about admission at the Admission Office. UDM admissions counselors are knowledgeable about financial aid programs and can answer most questions prospective students have. Questions can also be sent to the Scholarship and Financial Aid Office, University of Detroit Mercy, 4001 West McNichols, Detroit, Michigan 48221-3038 or can be made by phone to (313) 993-3350, FAX (313) 993-3347 or e-mail (www.udmercy.edu/finaid).
UDM rewards hard working students who have the academic ability to succeed, regardless of their family’s income. That means all students who are regularly admissible to UDM and are planning to attend full-time are eligible for an academic award or scholarship that is renewable for four years (five years for Architecture students). The amount is determined after reviewing the student’s GPA and ACT or SAT I scores. Students who apply for admission by January 1 will receive preferential scholarship consideration.
Jesse Slaton Memorial Scholarships
Benefactors Academic/ Deans/Hispanic Scholarships
Pastors Grant Program
All UDM academic awards and scholarships are subject to change.
Jesuit Founders’ Scholarships for Full-Time Students
Mercy Founders’ Scholarships for Part-Time Students
Phi Theta Kappa Scholarships for Full- and Part-time Students
To become eligible for a part-time scholarship worth $1,500 per year, a student must have a minimum 3.5 GPA. The maximum scholarship period for part-time students is eight consecutive semesters of part-time study (6-11 credit hours per semester) if the student maintains a 3.0 GPA.
Summer terms are optional for both full- and part-time students and are considered part of the semesters being covered. Non-U.S. citizens and students with a previous bachelor’s degree are not eligible.
International Student Grant
School of Architecture
AIA/AA Foundation Scholarship Program
AIA Minority Disadvantaged Scholarship Program
Several other scholarships are available from funds donated in the memory of former students and faculty as well as from contributions from various architectural firms.
College of Engineering & Science
Fuller Memorial Scholarship
Suzanne Iott Memorial Scholarship
Other scholarships are available from corporations and engineering societies including General Motors Corporation, Michigan Society of Professional Engineers (MSPE), Society of Women Engineers (SWE), and Society of Automotive Engineers (SAE). Additionally, there are several scholarships available from funds donated by alumni and other supporters of the College. Please contact the E&S dean’s office for more information.
This section includes programs and awards offered by the State of Michigan and the Federal government. Eligibility and funding may change annually for any program listed.
The Michigan Tuition Grant and Michigan Competitive Scholarship
The Michigan Competitive Scholarship is awarded to approximately 6,000 Michigan freshman students each year and is renewable for up to five years. To qualify for this scholarship, students must complete the American College Test (ACT) with a high score. Students awarded the scholarship must demonstrate financial need and may receive from $500 to $2,000 each academic year. The FAFSA must be received by the federal processor by March 1 preceding the academic year for both state programs.
Both the Michigan Tuition Grant and the Michigan Competitive Scholarship are available annually to students who meet these requirements: U.S. citizenship or permanent residency status, Michigan residency, continuous residence in the State of Michigan for at least one full calendar year (beginning July 1 of the year prior to the year of application), demonstrated financial need, and satisfactory academic progress. Students may receive funds from only one of these programs each year.
The Michigan Adult Part-time Grant
The Tuition Incentive Program
Federal Government Programs
The Pell Grant Program
The SEOG Program
Nursing Student Loans
Federal Work-Study Program
Other Loan Programs
The Federal PLUS (Parent Loan for Undergraduate Students) Program allows parents of dependent, undergraduate students to borrow up to the cost of attendance minus other financial aid to pay educational expenses. Loan approval is subject to credit approval. Interest on the Federal PLUS loan is variable with a nine percent interest rate cap, and repayment generally begins within 60 days of the last disbursement of the loan. There is no grace period or interest subsidy on this loan.
The MI-Loan is an alternative student loan for students residing or attending school in Michigan, is a low-interest loan available to students, parents, or others who borrow on the student’s behalf. Both fixed- and variable-rate interest options are available. Students or co-borrowers must meet credit-worthiness standards set by the MI-Loan program. Payments become due within 60 days of disbursement, but payments may be deferred for up to five of the 25 years of the repayment period. Application packets are available from the financial aid office.
Many banks, savings and loan associations, credit unions, and other commercial lending institutions have special loan programs for students or parents of students attending college. Check with your local banking institution to see if it maintains an educational loan program.
Refunds to Financial Aid Programs
This allocation order is mandated by the Federal Government and would change if the present priorities are changed.
Satisfactory Academic Progress Requirements
Satisfactory Academic Progress (SAP) Standards - Undergraduate Students
1. Full-time students (those who register for at least 12 credit hours per semester) must complete a 126 credit-hour degree program by the end of the sixth academic year (12 full-time equivalent semesters). In addition, they must complete the minimum number of credit hours per year indicated below:
Students enrolled in a program of study requiring more than 126 credit hours must complete a minimum of 26 credit hours each year beyond the sixth year. The only exception to this policy will be made for students requiring fewer than 26 hours to graduate.
2. Less than full-time students (those who register for 6-11 hours per semester) must complete a 126 credit-hour degree program in a maximum of 12 full-time equivalent semesters.
In addition, the incremental standards below must be met:
Students enrolled in a program of study requiring more than 126 credit hours must complete a minimum of 12 credit hours in each year beyond these. The only exception to this policy will be made for students requiring fewer than 12 hours to graduate. All students must complete their degree program within 150 percent of the normal time frame for degree completion, adjusted for the level of attendance (full-time, half-time, etc.).
In addition, at the end of the second year of attendance (calendar year regardless of the number of credit hours completed), the student must achieve a cumulative grade point average of 2.0 or be making satisfactory progress toward a degree as specified by the school. Thus, students with a cumulative GPA of less than a 2.0 may be considered to be making satisfactory academic progress if the college in which the student is enrolled accepts the lower grade point average. As this policy becomes effective, changes in the appeal process must also be made. Thus, when a student makes an appeal, he or she may also include evidence from the dean of the college or his or her academic advisor, which verifies that the student is making satisfactory academic progress within that college.
Treatment of Withdrawals, Incomplete, Repetitions, and Non-Credit Remedial Courses
Grades of I, F, I/F and XF are considered non-passing grades. Grades of I, if changed to passing grades, are taken into consideration. A grade of “W” will be counted as attempted but will not be counted in the calculation of GPA, and will not be considered a course completed toward the incremental requirement.
Students who repeat a course during a semester must meet the grade point and increment standard for the year for continued eligibility for financial aid. Remedial courses are treated the same as all other courses.
Financial Aid Probation
Appealing the Loss of Financial Aid Eligibility
Regaining Financial Aid Eligibility
Academic Eligibility of Transfer Students
UDM is recognized by the Michigan Department of Education to offer education and training for veterans. Eligibility for all benefits is determined solely by the Veterans Administration (VA). For more information contact the Office of the Registrar, or the Detroit Regional Office of the Veterans Administration, or visit http://www.gibill.va.gov , or call 1-888-442-4551.
All veterans receiving benefits must comply with the satisfactory progress policy. Specifically, all veterans receiving benefits must maintain a cumulative grade point average (GPA) of 2.0 for undergraduate, law and dental and 3.0 for graduate programs.
A veteran who allows his/her cumulative GPA to fall below these levels will be placed on probation. A veteran is allowed two semesters to bring his/her GPA above these levels. If the veteran fails to do so, the VA will be notified of unsatisfactory progress and enrollment will not be certified. Certification may resume once the cumulative GPA rises above the previously stated levels.
If a veteran receives a failing grade in or officially withdraws from any class(es), the veteran is obligated to report in writing to the Registrar’s Office the last date of attendance for such class(es). If the veteran fails to notify the Registrar’s Office in writing, the University will report the last date of attendance to the VA as the first day of class.
Veterans will not be certified for courses taken on an audit basis or those that do not fullfill degree requirements in the program the student is enrolled in. At the time a recipient of VA benefits first requests certification for the Veteran’s Administration, the Registrar will provide materials on current procedures. The student should review these materials carefully. In some cases, actions permitted by UDM may result in a reduction or termination of the student’s benefits by the Veterans Administration under their regulations. Because academic advisors or deans may not be familiar with such regulations, the student is advised to consult the Office of the Registrar when registering, withdrawing, adding or discontinuing attendance.
College of Business Administration
College of Engineering & Science
College of Health Professions & McAuley School of Nursing
College of Liberal Arts & Education
School of Architecture
School of Dentistry
School of Law