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A limited number of fellowships, assistantships and tuition scholarships are available each year in various program areas. Fellowships usually involve remission of tuition and academic fees for two academic terms or, in some circumstances, for the entire year. Some may include stipends.
Upon admission, students should apply for graduate fellowships and assistantships available through the graduate program to which they have been accepted. Designated recipients will be required to respond to the offer within 30 days. After that period, the University reserves the right to rescind its offer and notify a designated alternative that the award is available.
Recipients of graduate fellowships and assistantships must remain full-time students, in good standing in their major, during the period of the award. Duties and responsibilities of award recipients are defined by the dean and are limited to teaching, research and/or other activities related to scholarship and must remain enrolled as full-time students in their major program. Failure to fulfill the obligations of an assistantship or fellowship may result in immediate termination of the award. Approximately 20 hours per week should be devoted to these duties. For further information on the availability of and guidelines for these awards, contact the dean of the college to which the application will be made.
Financial assistance based upon need is available to students enrolled at least half-time (4.5 credits per term) in programs leading to a graduate degree or certificate. This assistance includes Federal Work Study. In addition, Federal Direct Stafford Loans may be available. Graduate students who demonstrate financial need may borrow a Federal Direct Subsidized Stafford loan of up to $8,500 per academic year. (Subsidized means the interest is paid by the government while the student is enrolled at least half-time.) The Unsubsidized Stafford provides additional funds, not based on financial need, of up to $12,000 per academic year. (The student is responsible for the interest on the unsubsidized amount while in school; however, principal and interest payments can be postponed.) The combination of the subsidized and unsubsidized Federal Stafford Loans cannot exceed $20,500 per academic year. The interest rate is fixed at 6.8% for Federal Direct Subsidized and Unsubsidized Stafford loans. Repayment terms of up to 10 years are available. Repayment begins six months after a student graduates, drops to less than half-time enrollment or leaves school.
The Federal Direct Grad PLUS Loan is a credit based loan available to graduate and professional students who are enrolled at least half-time. The maximum that may be borrowed may not exceed the cost of attendance minus any financial aid the student is eligible for. The interest rate is fixed at 7.9 percent. Students may qualify to defer their loan payments while they attend school on at least a half-time basis. Interest continues to accumulate on Grad PLUS loans during this deferment period.
Private loans, based on cost of your education, less other financial aid, are available to graduate students. Eligibility for these loans is based on individual credit worthiness. Borrowing limits and interest rates vary, depending upon the type of loan.
Additional information can be found on the financial aid web page .
A Free Application for Federal Student Aid (FAFSA) form is required for each academic year the student wants to be considered for grants, work-study or loans. The FAFSA can be completed on-line.Satisfactory Academic Progress
Satisfactory academic progress (SAP) is a term used to describe a student’s successful completion of coursework toward a degree or certificate. SAP is required to receive all federal and state financial aid. Federal regulations require the Financial Aid Office to apply reasonable standards for measuring whether a student is making progress toward a degree. This is to ensure that students receiving funds are successfully progressing through their program of study. If you do not meet the minimum requirements, you could lose your eligibility for financial aid.
Satisfactory Academic Progress Standards
Cumulative Grade Point Average (GPA): 2.0 for undergraduate, Law and Dental (DDS) programs, 3.0 for graduate programs Cumulative Grade Point Average (GPA): 2.0 for undergraduate, Law and Dental (DDS) programs, 3.0 for graduate programs. At any time that it becomes mathematically impossible for the student to meet the GPA requirement by the time the student would complete enough credit hours to graduate, the student becomes ineligible for federal aid.
Completion Percentage (Pace): At least 75% of all credit hours attempted must have successfully passing grades that can be applied to the degree. The 75% completion rate maintains a pace of progression toward the degree or certificate that ensures completion of the academic credential within the maximum time frame allowed. The pace of progress is calculated by dividing cumulative hours that you have successfully completed by the cumulative hours you have attempted. This includes hours attempted for which you do not receive credit, such as repeated courses which do not count toward your degree and classes taken prior to re-starting your degree program.
Note: Credit hours transferred from other schools that are accepted toward completion of a student’s UDM program count as hours attempted and hours completed. However, transfer credit hours are not included the calculation of a student’s grade point average. Please refer to the Grades and Credits section of this policy for a list of attempted credit hours.
Maximum Time Frame: Students must complete a degree or certificate program in no more than 150% of the published length of the program in credit hours. Examples:
Undergraduate degrees that require 126 credit hours: Attempted credit hours may not exceed 189 (126 credits x 150% = 189 credits).
Master’s degrees that require 36 credit hours: Attempted credit hours may not exceed 54 (36 credits x 150% = 54 credits).
Professional and other degrees that require completion within a specific number of years from the start date: Student must complete degree in no more than the maximum number of calendar years from the date s/he began the program AND student must complete at least 75% of credit hours attempted during any given semester AND attempted credit hours may not exceed 150% of the required credit hours for the student’s program of study.
Note: If at any point it becomes mathematically impossible for the student to meet degree completion and/or grade point requirements prior to the maximum time frame, the student immediately becomes ineligible for future federal (and/or) state financial aid.
For the number of credit hours that specific programs require for completion, consult with an academic advisor or refer to the University of Detroit Mercy Course Catalog.
Both Pace and Maximum time frame are measured in credit hours only, except in the case of programs that have a maximum calendar year requirement, regardless of attendance level (such as full time or part time).
Financial Aid Warning
Students whose classes meet for two or more terms before a grade is given do not qualify for a warning semester. Students in this category have their aid suspended at the end of the second semester of two-term classes during which they have not made SAP and must appeal for SAP probation to receive consideration for any further financial aid (see below).
Financial Aid Probation
Students who are not meeting SAP standards after a semester with a warning status or who attend multi-term classes may appeal to have their aid eligibility reinstated. If the appeal is approved the student will be offered a financial aid probation contract. The contract will outline the academic requirements the student must meet in order to receive aid for the following semester. This contract must be approved by and academic advisor in the student’s college or school and can be modified by the advisor to include any steps required by the college or school for the student to maintain good academic standing with that college or school. If the student on financial aid probation meets the terms of the probation, he/she will be permitted to continue to participate in the federal student aid programs for a subsequent semester. Students who have been placed on probation shall be considered to be making satisfactory academic progress for the purposes of receiving financial aid as long as the student continues to meet the academic requirements outlined in their probationary contract which may extend to one or more semesters
The Scholarship and Financial Aid Office will review the records of students who are on financial aid probation at the end of each semester to determine continued eligibility. If the student does not meet the terms of the probation, the student will forfeit eligibility for all federal financial aid programs.
Federal regulations require that these standards apply to all students, even to first-time aid applicants who have previously enrolled at the University of Detroit Mercy, or to those who have not been formally placed on probation.
Loss of eligibility due to lack of satisfactory progress
Students who have been academically dismissed from the university but who are subsequently given permission to re-enroll are not automatically eligible to continue to participate in federal, state, or institutional aid programs. Admissions decisions are totally separate from funding decisions.
The SAP appeal must include:
Students should not assume that a SAP appeal will be approved and accepts responsibility for paying his/her tuition and fees if the appeal is denied.
Grades and Credits
For the Law School, if a student repeats a course, credit hours for each registration in the course will be added to his/her attempted credit hours total. Both the credits and the grades for the repeated courses will be included in the calculation of the student’s cumulative GPA, and the student’s graduation credit hour requirements will be increased by the number of credit hours repeated. If a student is dismissed and then re-admitted as a new start, courses repeated from prior to the dismissal are counted for purposes of the 75% completion rate, but the calendar year limit begins again and the total credit hour requirement for completion is the one effective at the time the student re-enters the school.
Note: Federal financial aid will pay for only one repeat of a previously passed course.
Withdrawal from Courses: If a student withdraws from a course after the drop/add period the course credit hours will be added to his/her attempted credit hours total.
Remedial Courses: Credit hours for each remedial course a student takes are included in the calculation of his/her attempted credit hours total but not in the calculation of his/her GPA.
Incomplete Courses: Credit hours for incomplete courses are included in the calculation of a student’s attempted credit hours total but not in the calculation of his/her GPA.
Audit Courses: Credit hours are not earned for audited courses; therefore, they are not included in the calculation of a student’s attempted credit hours total or GPA.
Pass/Fail Courses: Credit hours for pass/fail courses are included in the calculation of a student’s attempted credit hours total but not in the calculation of his/her GPA.
Undergraduate Courses at the Graduate Level: Undergraduate courses taken by graduate students do not earn graduate credit, and therefore, they are not included in the calculation of the students’ GPA, or included in the calculation of the student’s attempted credit hours total.
Change Majors Courses: For students who change majors, the credit hours taken under all majors will be included in the calculation of the attempted credit hours total, the GPA calculation, and the maximum timeframe for degree completion.
Student Support Services
University Academic Services
The Writing Center
Counseling Wellness Center
Law School Academic Support Services
This policy applies to students who withdraw or are expelled, and refunds for these students are determined according to the following policy:
The term "Title IV Funds" refers to the Federal financial aid programs authorized under the Higher Education Act of 1965 (as amended) and includes the following programs: Unsubsidized Stafford loans, Subsidized Stafford loans, Federal Perkins loans, Federal PLUS loans, Federal Pell Grants, ACG/National SMART Grant, Federal SEOG and other federal sources of aid.
A student’s withdrawal date is: the date the student began the institution’s withdrawal process or officially notified the institution of intent to withdraw; or the midpoint of the period for a student who leaves without notifying the institution; or the student’s last date of attendance at a documented academically-related activity.
Refunds on all charges including tuition, room and board, and fees will be prorated based on the University policy.
Title IV aid and all other aid is earned in a prorated manner on a per diem basis up to the 60% point in the semester. Title IV aid and all other aid is viewed as 100% earned after that point in time. A copy of the worksheet used for this calculation can be requested from the Financial Aid Office.
In accordance with federal regulations, when financial aid is involved, refunds are allocated in the following order: Unsubsidized Stafford loans, Subsidized Stafford loans, Federal Perkins loans, Federal Parent PLUS/Grad PLUS loans, Federal Pell Grants, ACG/National SMART Grants, Federal SEOG, other Title IV assistance, other Federal sources of aid, other state, private and institutional aid, and finally the student.
The student’s responsibilities in regard to the return of Title IV funds include returning to the Title IV programs any funds that were disbursed directly to the student and which the student was determined to be ineligible for (via the Return of Title IV Funds calculation), within 45 days after notice from the University of an overpayment of a grant.
College of Business Administration
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School of Law